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Insurance Claim Types
Here at Direct Public Adjusters in Belle Mead, NJ, we are known for our expertise in all insurance claims. If you don’t see your claim type on our list, feel free to give us a call for a consultation.
- Fire Damage Claims
- Water Damage Claims
- Mold Claims
- Damaged Pipes Claims
- Natural Disaster Claims
- Roof Damage Claims
- Business Interruption Claims
- And many more…
Steps to Managing an Insurance Claim
At Direct Public Adjusters in Belle Mead, New Jersey, we make sure we go through the proper steps of an insurance claim with you so you are aware of the process every step of the way. Not everyone understands what to do and that can often lead to an underpaid settlement. If you hire us, we will make sure the insurance claim is handled efficiently so you receive the money for your needs.
Step #1 Gathering proof of your property loss.
We as public adjusters go to your home or business you have your loss at and document the situation. We will gather the necessary pictures of the damage, research the policy you are under, and evaluate the situation effectively before submitting a claim.
Step #2 Negotiating the offer.
Our public adjusters will handle the negotiation on your behalf. Insurance companies tend to pay out as little as possible to save their company money. However, with our years of experience in the insurance industry, we will make sure you get every penny that belongs to you. Once the negotiations are settled, you will have the offer you need for your home or business loss.
Step #3 Appraisal Route.
If it comes down to it, we can bring in an appraisal inspection to help with your case. We want to make sure you get the money that is rightfully yours. Involving an appraiser of your property can help in more complicated disputes on insurance claims.
Step #4 Payment.
You get paid! This is where you get your money from the insurance company after legal battles and documents have been discussed. This is also where public adjusters normally get paid. Before the claim process begins, however, you and your public adjuster will discuss the percentage or rate of their service. Public adjusters only get paid if you get your settlement from the insurance company. It will come from your insurance company’s pocket, not yours. Now everyone’s happy! Well…maybe not the insurance company.
If you have any questions for a public adjuster and the claims process, give us a call at Direct Public Adjusters in Belle Mead, NJ and we will be happy to clarify. When you are ready, we will get started on submitting your claim.