Public Adjuster in Clark, NJ | Direct Public Adjusters
Direct Public Adjusters is a licensed, insured, and bonded public adjuster serving Clark, NJ and surrounding areas. We help homeowners and businesses get the maximum compensation they deserve for their insurance claims.
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Benefits of Hiring A Public Adjuster
You want to make sure you are compensated for the loss on your insurance claim, at Direct Public Adjusters in Clark, NJ we are here to help. With our company working for you, the policyholder, you can trust that you are getting the representation you deserve when an assessment is made on your property. There’s countless policyholders out there who get underpaid from their insurance adjusters, but we want to share with you the benefits of having a public adjuster take a look at the damage.
Our Public Adjuster Services
- Free initial consultation
- A thorough investigation of your claim
- Negotiation with your insurance company
- Representation in court, if necessary
Why Hire a Public Adjuster?
- We have the experience and knowledge to get you the most money for your claim.
- We work for you, not the insurance company.
- We can help you navigate the complex insurance claims process.
- We can save you time and stress.
Here’s 5 benefits of hiring a public adjuster for an insurance claim:
1) They are experienced licensed professionals.
Public adjusters are insurance experts and understand the language of your policy. They can find the loopholes in your agreement clause and make sure the insurance company does their due diligence in giving an appropriate compensation for your property/
2) They represent the policyholder, not the insurance company.
First and foremost, a public adjuster works for the “public”, not the insurance company. They work on your behalf by giving you a fair estimate on your insurance claim. Just like an insurance adjuster, they will come out to the property in question and evaluate the damage or situation. Their next step is to communicate with your insurance company to ensure the success of your insurance claim.
3) It’s a faster resolution on your insurance claim and saves you time.
Because public adjusters have daily experience on fighting for accurate insurance settlements, you can save time and stress by hiring them to handle the business. Processing the paperwork can be time consuming and you may not have the knowledge to complete it accurately. Public adjusters will deal with photographs, insurance correspondence, and submitting the necessary documents on your behalf for a faster resolution.
4) Public adjusters take the time for you to understand your options.
After their initial inspection of your property, they will go over your insurance policy agreement to gather intel on the options you may have. Public adjusters are very transparent and let you know what is and is not insured under your agreement. From there you and your public adjuster will create a plan and they will initiate the insurance claim if you have not already done so prior to their hire.
5) Getting a larger settlement than your insurance company’s initial offer.
As mentioned previously, your public adjuster represents only their client and not the insurance company. Just like a lawyer, the public adjuster fights for you and protects your rights. They will make sure they understand the initial property insurance policy you signed up for and negotiate with the insurance company. On average, a policy adjuster can work out a larger pay out and have the insurance company pay almost up to 3 times or more the original settlement they were planning on.
Direct Public Adjusters Can Assist with a Variety of Claims, Including:
Fire damage: Fire damage is one of the most common types of property damage. Direct Public Adjusters can help you document the damage, negotiate with your insurance company, and get the maximum compensation you deserve.
Water damage: Water damage can be caused by a variety of things, including flooding, burst pipes, and roof leaks. Direct Public Adjusters can help you assess the damage, find qualified contractors, and get the repairs done quickly and efficiently.
Storm damage: Storm damage can be caused by a variety of weather events, including hurricanes, tornadoes, and hailstorms. Direct Public Adjusters can help you file your claim, get the repairs done, and get your life back to normal.
Wind damage: Wind damage can be caused by high winds, tornadoes, and hurricanes. Direct Public Adjusters can help you assess the damage, file your claim, and get the repairs done.
Hail damage: Hail damage can cause dents, cracks, and other damage to your property. Direct Public Adjusters can help you assess the damage, file your claim, and get the repairs done.
Business interruption: If your business is closed due to a covered loss, Direct Public Adjusters can help you file a claim for business interruption expenses.