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Insurance Claim Types
Here at Direct Public Adjusters in Hamilton, NJ, we are proud of our ability to work with all insurance claims. These are the many insurance claim type we have experience in:
- Fire Damage Claims
- Water Damage Claims
- Mold Claims
- Damaged Pipes Claims
- Natural Disaster Claims
- Roof Damage Claims
- Business Interruption Claims
- And More!
If you don’t see your claim type on our list, feel free to give us a call for a consultation.
Steps to Managing an Insurance Claim
You might not know the most efficient way to complete an insurance claim. At Direct Public Adjusters in Hamilton, New Jersey, we strive for success and it starts with submitting a claim right the first time. We will make sure the insurance claim is handled completely through our full proof claims process.
Step #1 Gathering proof of your property loss.
The first step is for a public adjuster to go to your home or business and document the damages on which you want to write a claim for, much like an insurance adjuster will do for their company. Gathering pictures and research on your agreement is imperative before submitting a claim.
Step #2 Negotiating the offer.
On your behalf we handle the negotiation with our years of experience. The insurance may come back and try to renounce the claim or underpay you, but we will fight until you get the compensation you deserve. Sometimes this involves a few rounds of conversation between us and the insurance company. Once completed, we will submit for the settlement.
Step #3 Appraisal Route.
If the insurance company continues to disagree with the claim during negotiations, this is when we turn to an appraiser to help the case. An appraiser can resolve any disagreements as an unbiased party, which is an alternative to filing a lawsuit.
Step #4 Payment.
When the public adjuster has completed their job and the insurance company agrees to your settlement, you will be cut a check or directly deposited the funds to cover your home or office’s loss. Your public adjuster will also get paid during this time. The next necessary step is to update records on any loans the property has to make sure everyone is aware of the loss and the pay out. After that, everyone can celebrate that the process is completed!
If you have any questions on how our public adjusters manage the claims process, give us a call at Direct Public Adjusters in Hamilton, NJ and we will go over everything with you. Once you are fully comfortable, we will get started on submitting an insurance claim for your home or business.