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Insurance Claim Types
Here at Direct Public Adjusters in Summit, NJ, we take all insurance claims seriously. If you don’t see your claim type on our list, feel free to give us a call and we will let you know what we can do for your claim.
- Fire Damage Claims
- Water Damage Claims
- Mold Claims
- Damaged Pipes Claims
- Natural Disaster Claims
- Roof Damage Claims
- Business Interruption Claims
- And many more…
Steps to Managing an Insurance Claim
At Direct Public Adjusters in Summit, New Jersey, we do the proper steps to ensure you get the amount that is rightfully yours for your property loss. We will make sure the claims process is handled right from the start when managing an insurance claim. The list below is a simple outline of how we conduct our business.
Step #1 Gathering proof of your property loss.
The first step is to have public adjusters go to your home or business and conduct a prop investigation. We will gather necessary pictures and research your insurance policy to make sure you claim submission is as thorough as possible.
Step #2 Negotiating the offer.
Public adjusters will always handle the negotiation for you. You may not understand the legal terms and options you can take in a claims process. When we are involved in the claims, insurance companies tend to take it more seriously and start offering settlements that are true to your situation. Once the negotiations are completed, you will have the offer needed for your property’s loss.
Step #3 Appraisal Route.
Sometimes within the negotiation process, the insurance company will want to disagree with the claim submission. If need be, our litigation practices will have more professionals involved to help your case. An appraiser is someone who can be hired to investigate the damage and act as an unbiased party to resolve any disputes over value of a home or business.
Step #4 Payment.
The last step is when you and the public adjuster you are working with get paid. Along with updating your insurance documents and loan you may have on your property, this is also where public adjusters get paid through the settlement they helped you receive. Of course before the claim process even begins, you and your public adjuster will have discussed the percentage or rate of their service. Public adjusters only get paid if you do. Because it comes from your insurance company’s pocket, everyone’s happy! Well…maybe not the insurance company.
Once you are ready to settle your claim and get the money you deserve for your property loss, Call Direct Public Adjusters in Summit, NJ to get started! We will make sure your claims process is started correctly and completed efficiently!