When disaster strikes—whether it’s a fire, burst pipe, or flooded basement—your first call is often to your insurance company. But navigating a homeowners insurance claim isn’t as simple as reporting the damage and waiting for a check. Insurance companies have teams of adjusters looking out for their bottom line. Who’s looking out for yours?
At Direct Public Adjusters, we work exclusively for property owners throughout New York and New Jersey, helping you maximize your claim payout and recover faster after fire, smoke, or water damage.
Why Most Homeowners Don’t Get Paid What They Deserve
After a fire or water loss, insurance companies often:
- Underestimate the cost of repairs
- Exclude damage they consider “pre-existing” or unrelated
- Use confusing language to reduce payouts
- Rush you into accepting a low settlement
As licensed public adjusters, we level the playing field. Our job is to document every detail of your loss, prepare a comprehensive claim, and negotiate directly with your insurance company to ensure you get the full amount you’re entitled to.
What to Do Immediately After Fire or Water Damage
If you’re dealing with a loss, here’s how to protect your claim:
- Document Everything
Take photos and videos of all visible damage. Keep damaged items if possible—don’t throw anything out until it’s been reviewed. - Prevent Further Damage
Insurance policies require you to take reasonable steps to prevent more damage. That might mean shutting off water, covering holes, or hiring emergency restoration. - Avoid Relying Solely on the Insurance Adjuster
Their adjuster works for them. You need someone who works for you. - Call a Public Adjuster Early
Getting us involved from the beginning leads to faster and stronger results. Already filed a claim? We can still help—often recovering 2 to 3 times more than the initial offer.
Serving Homeowners Across NY & NJ
We’ve helped clients across Brooklyn, Queens, Staten Island, Long Island, North Jersey, and Central Jersey recover from fire and water disasters. Every city and county may have slightly different insurance norms or local code requirements—we know them all.
Whether your home is in a New York City brownstone or a Bergen County suburb, our adjusters bring local knowledge, fast response times, and a proven process to your claim.
Why Choose Direct Public Adjusters?
✅ We Work for You—Not the Insurance Company
✅ Licensed in NY & NJ
✅ Free On-Site Inspection
✅ No Recovery, No Fee
Insurance companies have experts on their side. Now you do too.
Don’t Settle for Less Than You Deserve
If your home in New York or New Jersey has suffered fire or water damage, don’t go it alone. The earlier you call us, the more we can do.
📞 Call Direct Public Adjusters Now for a Free Consultation
Or click below to schedule an inspection—day or night. 24/7.