Did Your Home or Office Sustain Fire Damage?
If you have been affected by a fire, the only good news is that fire insurance can help you recover financially from fire damage at your home or office. But it is essential to know what kind of coverage you have and need so that you can get the most out of it.
At Direct Public Adjusters, we know that the insurance claims process can be confusing and stressful. That’s where our expertise in appraiser services and insurance claims comes in handy. We will work with you every step of the way in order to get you the compensation you deserve.
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What Are Some Common Causes of Fire Damage?
Fire damage can be caused by a variety of factors, including arson, electrical issues, and accidents and it can be devastating and costly. But there are ways to avoid them.
Fire can be a dangerous and costly occurrence in any home, and it is imperative that you know what causes fire-related accidents, so you can get your house back in good working order as quickly as possible.
The most common cause of fire damage is a faulty electrical or plumbing connection. Not only do these issues put your home at risk for fire, but they can also cause other problems like water damage and mold growth. Here are some more causes:
- Loss of power or power surge
- Humidity issues (when there’s a change in the weather)
- Faulty wiring or faulty insulation and venting system
- Cooking equipment
- A lit cigarette
- Poorly disposed of inflammable or burning objects such as candles and cigarettes
- An open flame (like a blowtorch)
- A curling iron, hot water heater, or other appliances that have been left on
- Electrical outlet with no surge protector or ground fault protection (GFP)
How Will Direct Public Adjusters Submit and Manage My Fire Damage Claim?
If your home or business has suffered fire damage, the first thing you must do is call 911 and have the fire department put out the fire and apply their work. Get a fire marshall report or incident report. Getting the correct documentation will make or break your claim. Then immediately put in the claim with your carrier, be specific and brief. Insurance will send its own team of specialists to identify the cause and origin of the fire. It is more than likely for your insurance company to underpay you on the claim, simply because you will not be able to handle the negotiations that go into dealing with insurance carriers. if you don’t have the right representation fighting on your behalf the process will inevitably turn into a stress and headache when all you want to do is get your livelihood back.
Direct Public Adjusters is a full-service claims management company that specializes in handling property damage claims for homeowners, business owners, and contractors. Our team will work with your insurance provider to submit your claim and help you manage it more efficiently—and therefore get paid faster.
We will do everything from submitting the insurance claim and answering your coverage questions to negotiating with the insurance company on your behalf and making sure that you get what you rightfully deserve.
How Will I Get the Most Compensation for My Fire Damage Claim?
It is important to take action immediately when you have suffered fire damage to your home or office. Your insurance company will want to know about any fire damage as soon as possible so that they can begin working with you on the claims process.
Whether the fire was started by someone else or by an accident, we can use our expertise and resources to help you get compensated for the losses you have sustained.
At Direct Public Adjusters, we handle fire damage claims quickly and efficiently because we understand just how stressful this process can be for those affected by a loss. Our team of the best public adjuster helps you through every step of the claims process, so you can focus on rebuilding your life without worrying about what’s going on behind the scenes at your insurer or having to follow up with multiple departments over email or phone calls that don’t always get returned on time.