Did Your Home or Office Sustain Water Damage?
Water damage can be a very sudden and devastating event. Whether your home or business has fallen under the effects of a covered water damage occurrence, specific steps must be taken immediately to ensure coverage, water damage can lead to cracks in walls, floors, and ceilings; moisture seeping into electrical wiring, major structural beams being weakened; etc. if the water damage has been neglected and not dealt with immediately it may turn into mold or mildew causing severe respiratory and other health issues. It can also lead to your claim being underpaid or even denied.
It would be beneficial to have a copy of your homeowner’s policy on hand. After that, The first thing you should do after an incident like this is to contact a public adjuster. We can help put in a water removal service or water damage restoration company that specializes in cleaning up water-damaged rooms and offices. They have the resources and experience to remove the water from your property so that it no longer poses any threat to your health or safety. We will be there the entire time working simultaneously with the water mitigation companies to put together the full details and scope of your claim.
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What Are Some Common Causes of Water Damage?
Water damage is one of the most common problems homeowners face and it is a common cause of insurance claims. It can be caused by a variety of things, including:
- Sewer backup or blocked drain pipe
- Flooding due to a broken sewer line
- Frozen, ruptured or burst pipes, valves
- Plumbing line overflow, leaks, stains, discoloration
- Ice dams
- Roof leaks (rainwater entering dwelling)
- Accidental discharge from home appliances
- Boiler, heater, hot water tank explosions/malfunction
- A/C HVAC leaks, explosions, malfunctions
Many of these incidents are normally sudden and accidental, which means it’s not your fault, this is why you have insurance.
Keep in mind that all these occurrences can subsequently lead to mold damage regardless of the structure of your home or office. Mold can be a very hazardous consequence of water damage, complicating the insurance claims process further but if you hire direct public adjusters we will help get your back on track and not have to deal with insurance carrier throughout the entire process.
How Will Direct Public Adjusters Submit and Manage My Water Damage Claim?
When you file a water damage claim, Direct Public Adjusters will submit the claim to your insurance company and manage the process from there. From start to finish, we will make sure that your claim is handled in a timely fashion and with as little stress as possible. We will also be on hand to walk you through what to expect when the claim is filed and how long it should take for you to get paid.
We will:
- Negotiate and finalize fair accurate claim settlement
- Be on scene with you first, assess scope of loss
- Handle all correspondence- inspections with insurance company
- Prepare and Submit all necessary documentation for repairs
How Will I Get the Most Compensation for My Water Damage Claim?
Report the claim immediately to your insurance company then look into hiring a public adjuster.
Working with public adjuster services will help you get the most compensation for your water damage claim. Public adjusters have access to a network of resources and specialized experience in dealing with insurance companies. Therefore, they are able to negotiate with them on your behalf. They can also challenge the insurance company’s denial of coverage or help you fight for your claim.
Direct Public Adjusters will represent your case on your behalf and make sure you get the right settlement for your damages.