What Is Business Interruption Insurance And How Do You File A Claim In NYC?
Most business owners buy business interruption insurance and never think about it again. It sits in the policy alongside the property coverage, the liability section, the equipment breakdown endorsement—another line item, another premium, another thing the broker explained once and the owner promptly forgot about. Then a fire shuts down the restaurant for four months. […]
When A Vehicle Hits Your Building: How To File An Accidental Damage Insurance Claim In New York
A car doesn’t have to be going fast to cause serious damage. Even a low-speed collision into the side of a building can compromise a foundation, shift a load-bearing wall, crack a structural column, or push a frame out of alignment in ways that aren’t visible from the outside. What looks like a cosmetic repair […]
Is Your Insurance Settlement Too Low? How To Fight An Underpaid Claim In New York
Most people assume that when their insurance company sends a settlement check, that number represents what their policy actually owes them. It’s a reasonable assumption. It’s also wrong often enough that it’s worth examining before you cash that check and move on. Insurance companies are businesses. Their adjusters work from standardized pricing software that frequently […]