We are Licensed, Insured, and Bonded
Call Direct Public Adjusters in Nutley, New Jersey if you had an incident occur on your property that you believe your insurance should cover. We will make sure your insurance claim is correctly documented and submitted so you receive the compensation that you deserve without the hassle from your insurance company.
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Insurance Claim Types
Direct Public Adjusters in Nutley, NJ is proud of our ability to work with all insurance claims. We have the professional understanding to deal with negotiations involved in your claim. We want to make sure you receive a full settlement for your loss. These are the types of insurance claims we have settled for clients in the past:
- Fire Damage Claims
- Water Damage Claims
- Mold Claims
- Damaged Pipes Claims
- Natural Disaster Claims
- Roof Damage Claims
- Business Interruption Claims
- And many more…
Steps to Managing an Insurance Claim
Most people don’t know the proper way to manage an insurance claim. That’s why at Direct Public Adjusters in Nutley, New Jersey, we make sure we go through the appropriate steps to ensure a settlement success. We will make sure the insurance claim is handled correctly with our claims process.
Step #1 Gathering proof of your property loss.
This is where we as public adjusters go to your home or business and document the loss on which you want to write a claim for. This includes pictures, research, and evaluation before submitting a claim.
Step #2 Negotiating the offer.
On your behalf we handle the negotiation with our years of experience. The insurance may come back and try to renounce the claim or underpay you, but we will fight until you get the compensation you deserve. Sometimes this involves a few rounds of conversation between us and the insurance company. Once completed, we will submit for the settlement.
Step #3 Appraisal Route.
Sometimes within the negotiation process, the insurance company continues to fight the claim. This is when we turn to an appraiser to help the case. An appraiser can resolve any disagreements as an unbiased third party and be an alternative to taking the case to court.
Step #4 Payment.
When the public adjuster has done their job and the insurance company agrees to your property compensation, you will be cut a check to cover the damages of your office or home. The percentage in which you agree between you and your public adjuster will be paid out and the necessary documents to update records on any loans of the property will be filed. After that, everyone can rejoice that the process is over!
If you have any questions on the way a public adjuster handles a claims process, give us a call at Direct Public Adjusters in Nutley, NJ and we will be happy to clarify. Once you know this is the right decision for you, we will get started on submitting for your property.