September 24, 2026

Sewage Backup Insurance Claim: What’s Covered And What Isn’t

Water shutoff valve representing emergency response for sewage backup insurance claim in New York

Sewage in your basement is not a water damage claim. That is the first thing most New York property owners find out after a backup, usually from an insurance adjuster who is explaining why the standard policy does not apply. The exclusion exists in virtually every homeowner and dwelling policy written in this state. Sewer […]

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